Grant guide
EFS Singapore — Enterprise Financing Scheme
The Enterprise Financing Scheme (EFS) is Singapore’s umbrella loan programme — Working Capital, Fixed Assets, Trade, Project, M&A, Green and Venture Debt facilities — with the government sharing default risk with participating lenders. Open to Singapore-registered firms (group turnover ≤ S$500M); apply through a partner financial institution, not the grants portal.
Enterprise Singapore (via Participating Financial Institutions) · Official page ↗ · Grant eligibility checker
What it funds
Loan facilities across seven types — Working Capital, Fixed Assets, Trade, Project, Mergers & Acquisitions, Green, and Venture Debt. The government shares default risk with the lender, higher for enterprises under five years old.
Support level
A risk-share on the loan rather than a cash grant. Per-loan quantums changed in April 2026 — confirm the current figure with the lender.
Who’s eligible
Registered and operating in Singapore, at least 30% local shareholding, group turnover ≤ S$500M.
How to apply
Apply through a Participating Financial Institution (a partner bank or lender), not the Business Grants Portal. The lender assesses the loan.
Apply via the Business Grants Portal (gobusiness.gov.sg, via Corppass) ↗
As at July 2026Indicative guidance only, current as at July 2026 — not an application, approval, or guarantee of eligibility. Scheme terms change; confirm on the official EnterpriseSG page and apply via the Business Grants Portal. EnterpriseSG is consolidating EDG, PSG and MRA into a new “EDGE” grant in H2 2026.